Skip to main content

Proud Partners of:

Central Florida's Health Insurance Broker

Our Story

From Personal Struggle to Your Peace of Mind

Thomas and Angela are lifelong residents of Central Florida who grew up just around the corner from each other. As trusted health insurance agents in Central Florida, they proudly serve individuals, families, and small businesses throughout Orlando, Winter Park, Casselberry, Oviedo, Sanford, Lake Mary, Kissimmee, Clermont, Lake Nona, Eustis, Mount Dora, Altamonte Springs, Winter Garden and surrounding communities.
If you’ve ever searched for “health insurance near me” in Central Florida or “affordable health insurance in Orlando”, you’re in the right place.

Everything changed in 2017 when Thomas was diagnosed with Stage 3 colon cancer. At the time, he was a career restaurant manager with only basic employer-sponsored health insurance. Facing cancer while working long hours, he quickly learned how overwhelming medical bills and out-of-pocket costs can become.

Thomas went through the journey largely on his own. Just three weeks after surgery to remove the cancer, he returned to work because he had no other choice. While working more than 50 hours each week, he also endured months of chemotherapy and was responsible for paying his medical expenses himself. That experience gave him a firsthand understanding of the financial and emotional challenges that serious health conditions can place on individuals and families.

Two years later, Thomas met Angela, and together they discovered a shared passion for helping others navigate the healthcare system with confidence.

In 2021, after their daughter was hospitalized with a rare congenital kidney condition, Thomas made the decision to leave the restaurant industry and dedicate his career to health insurance. Having experienced both a life-changing cancer diagnosis and the fear of having a child with complex medical needs, Thomas and Angela understand just how important it is to have the right coverage before life takes an unexpected turn.

Today, they use those personal experiences to help individuals, families, Medicare beneficiaries, and small businesses find coverage that protects both their health and their financial future.

As experienced Florida health insurance brokers near you, they specialize in:
✔ Affordable health insurance in Central Florida
✔ ACA / Marketplace health plans in Florida
✔ Private health insurance plans near Orlando
✔ Small business group health insurance in Florida
✔ Supplemental coverage including dental, vision, accident, and critical illness

Whether you're searching for a health insurance agent near Orlando, health insurance broker in Winter Park, or best health coverage in Central Florida, they provide expert guidance tailored to your needs.

Licensed in 20+ states and representing 30+ different carriers, we bring both personal compassion and professional expertise to every client. We help you compare top-rated health insurance companies in Florida to find the right coverage at the right price—without the confusion.

We work for you—not the big insurance companies—making them a top choice for anyone looking for local health insurance help near me in Central Florida.
Health Insurance Santa Claus is a Central Florida-based agency dedicated to helping individuals, families, and businesses find the right health coverage. With a strong understanding of the local community and healthcare landscape, the agency focuses on simplifying the insurance process and providing clear, practical guidance.

Services include comparing plans from multiple carriers, assisting with Affordable Care Act (ACA) marketplace enrollment, Medicare options, and supplemental coverage. The goal is to ensure clients have access to plans that align with their healthcare needs and financial situation.

With firsthand awareness of how complex and costly healthcare can be, the agency emphasizes the importance of proper coverage, helping clients avoid unexpected expenses and gaps in protection. By offering personalized plan comparisons and ongoing support, Health Insurance Santa Claus works to make health insurance more transparent, accessible, and effective for those they serve.

Ready to Talk About Your Coverage?

Health Insurance Santa Claus

Thomas and Angela Cardenas
Your trusted Central Florida
health insurance partners.

Hours

Mon - Tues
9 AM - 2 PM, 4 - 8 PM
Wednesday
9 AM - 1 PM, 4 - 8 PM
Thurs - Fri
9 AM - 2 PM, 4 - 8 PM
Saturday & Sunday
Closed

© 2026 Health Insurance Santa Claus. All rights reserved.