Skip to main content

Proud Partners of:

Health Insurance Made Simple

We deliver when it matters most

Thomas and Angela help families, individuals, and businesses right here in Central, Florida find the best coverage at the best price. No pushy sales tactics—just honest guidance from people who've been through it.

150+ Insurance Plans
30+ Insurance Carriers
Nationally Licensed in 20+ States
Local Focus in Central Florida
Hundreds of Families Helped
5-Star Google Rating
No Cost Consultations

Meet Thomas Cardenas

A Local Central Florida Health Insurance Broker Who Understand Your Struggles

Hi, I'm Thomas.

Health insurance shouldn't be confusing.

Whether you're enrolling in Medicare, shopping for family coverage, or comparing employer plans, my job is to explain every option in plain English so you can make the best decision for yourself—not for an insurance company.

As an independent broker representing 30+ insurance carriers, I compare plans across multiple companies to help you find coverage that fits your doctors, prescriptions, budget, and long-term goals.

No pressure.

No sales gimmicks.

Just honest advice from someone who genuinely wants to help.

About
Angela & Thomas

Mr. and Mrs. Health Insurance Santa Claus

Angela and Thomas are lifelong Central Florida residents who grew up just around the corner from one another. They understand the communities they serve because they've called them home their entire lives.

Everything changed in 2017 when Thomas was diagnosed with Stage 3 colon cancer. Experiencing the financial realities of the healthcare system firsthand showed him how quickly medical expenses can overwhelm a family, even when they believe they're prepared.

That experience became their mission: helping individuals, families, and small businesses find the right health insurance coverage at a price they can actually afford. Their goal is simple—to help protect people from unexpected medical costs and provide the peace of mind that comes with knowing their financial future is secure.

Today, Angela and Thomas are licensed in 20+ states and work with 30+ leading insurance carriers, allowing them to compare plans and recommend coverage that's tailored to each client's unique needs and budget. They work for you - not the big insurance companies.

We Offer Insurance Solutions for Every Stage of Life

Under 65 Health Insurance

We compare plans from over 20 carriers to find affordable coverage that fits your family's medical needs and budget. Whether you're self-employed, between jobs, or looking to switch, we handle the paperwork and guide you through enrollment.

Medicare & Supplement Plans (65+)

Navigating Medicare doesn't have to be confusing. We represent every Medicare carrier and supplement plan available so you can compare options in one place. Our local experts make Medicare season stress-free.

Group Health Insurance & Employer Benefits

Offer competitive health benefits to attract and keep great employees. We customize group plans for businesses of any size—from solo operators to growing teams—with flexible options and streamlined administration.

Everything Is Possible
With the Right Partner in Life

Whether you're turning 65, starting a business, or just need better coverage, we're here to help. Call or text us today for a free consultation—no obligation, no pressure.

What Our Clients Say

How It Works

Your Path to Better Coverage

Call or Contact Us

Reach out to schedule a free consultation. Tell us about your situation, budget, and healthcare needs.

We Compare & Recommend

We shop plans from 30+ carriers, show you side-by-side comparisons, and recommend the best fit for your life.

Enroll with Support

We handle the paperwork, answer your questions, and make sure everything is set up correctly.

Ongoing Help

Questions about claims? Ready to change plans? Need to update coverage? We're here year-round.

Health Insurance Santa Claus

Thomas and Angela Cardenas
Your trusted Central Florida
health insurance partners.

Hours

Mon - Tues
9 AM - 2 PM, 4 - 8 PM
Wednesday
9 AM - 1 PM, 4 - 8 PM
Thurs - Fri
9 AM - 2 PM, 4 - 8 PM
Saturday & Sunday
Closed

© 2026 Health Insurance Santa Claus. All rights reserved.