Insurance Solutions for Every Situation
Our Services
Complete Health & Supplemental Coverage
Thomas and Angela represent over 30 insurance carriers across major national and regional plans. Whether you're under 65, approaching Medicare, self-employed, or running a growing business, we customize solutions that protect your health and your wallet. We work for you, not the insurance companies, bringing clarity and comfort to Central Florida.
Under 65 Health Insurance
Finding affordable individual health insurance doesn't have to be stressful. We compare plans from carriers like UnitedHealthcare, Aetna, Anthem Blue Cross Blue Shield, Cigna, and many more to find coverage that matches your medical needs and budget. Whether you're self-employed, between jobs, or need better coverage than your employer offers, we guide you through every step and handle the enrollment paperwork.
Medicare & Supplement Plans (65+)
Turning 65 brings Medicare eligibility—and a confusing maze of options. We represent every Medicare Advantage and Supplement carrier available in your state, so you don't have to call multiple companies. Our local Medicare experts explain your choices, help you compare costs, and ensure you're enrolled in the right plan before deadlines.
Group Insurance & Employer Benefits
Attract and retain great employees with competitive health benefits. We design custom group plans for businesses of any size—from solo owners to teams of 50+—with flexible coverage options and simplified administration. Our online tools make managing employee benefits easier than ever.
Supplemental Insurance Options
Health insurance alone may not cover everything. We offer supplemental plans from carriers like Aflac and Ameritas that cover gaps—accident insurance, critical illness, disability, and more—protecting your income and family when unexpected health events happen.
Dental, Vision, & Hearing Insurance
Preventive dental and vision care keep you healthy and can catch problems early. We find affordable dental and vision plans that work alongside your health insurance, so your whole family stays covered from head to toe.
Life Insurance Options
Term life insurance protects your family's financial future if something happens to you. We help you understand how much coverage you need and find affordable policies from trusted carriers so your loved ones are protected.
Why Floridians Choose Health Insurance Santa Claus
As independent brokers, Thomas and Angela have no products to push and no sales quotas to meet. Their only goal is finding you the best coverage at the best price. Because they represent over 30+ carriers across national and regional plans, they can force the insurance companies to compete for your business—not the other way around. You get choices, transparency, and expert guidance every step of the way.
Most importantly, they understand the real cost of getting healthcare wrong. Thomas's personal battle with cancer taught them that the right insurance at the right price isn't a luxury—it's a lifeline. They've built their brokerage on that principle: help families, individuals, and businesses protect themselves from medical bankruptcy and focus on what truly matters.
Licensed in over 20 states with deep expertise in Central Florida's healthcare market, they combine personal heart with professional knowledge. When you work with us, you're not just getting a transaction—you're getting partners who genuinely care about your wellbeing and are committed to exceeding your expectations.
Your service is always free. The price of your plan doesn't change whether you use a broker or go direct to an insurance company—but with us, you get expert comparison shopping, personalized recommendations, enrollment support, and ongoing help with claims and changes. That's the broker advantage: all the benefits, zero cost to you.